Hybrid Adjustable Rate Mortgages (ARMs)
Hybrid ARMs offer a cheaper way for borrowers who don’t plan on living in one place for very long to buy a house at a lower than standard fixed rate for various terms.
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- Introductory fixed-rate period for a set number of months or years
- When hybrid ARMs become variable they adjust periodically, often at six-month intervals for the remaining life of the loan
- Interest rates are typically lower than those for fixed rate loans during the initial period
Find helpful checklists, view mortgage rates or use our calculators to help begin planning for your purchase here.
Low rate ARMs offer a cheaper option for borrowers who don’t plan on living in one place for very long.
The McKinleys share their story about how owning a house became possible with a 0% Down Mortgage from Consumer Credit Union.
All loans subject to approval. Program available on purchase of single family primary residence on less than 5 acres. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions.
