Yes! We Can Custom Make Your Mortgage
You have choices for your down payment, rate and term. Explore your home loan options and get ready to move!
Fixed Rate Conventional

The standard for home mortgage loans. Select your term (10, 15, 20 or 30 years) to create a loan that fits your family. All loans feature low closing costs and no prepayment penalties.

At Your Service Mortgages*

As a way to say thank you for your service, we are offering special 0% down mortgage deals for our members who work in the public service! Eligible members include full-time police officers, firefighters, EMSs, teachers, and RNs.

The Rundown:

  • 0% Down
  • NO PMI
  • Save money with no lender fees
Advanced Medical Mortgages*

As a way to say thank you for your service, we are offering special zero down mortgage deals for our members who work in the medical field! Eligible members include contracted full-time MDs, DOs, PAs, NPs, CRNAs, and DMDs!

Fixed or ARM options include:

  • 0% Down no PMI up to $750K
  • 5% Down over $750K
  • Student loan payments excluded
Bridge Loans
Bridging the gap between selling and purchasing your dream home.

This solution is a short-term home loan designed to help people transition seamlessly from their current home into a new one.

  • Uses equity in current home prior to sale for a down payment on the new home
  • Borrow up to 85% of either 2X the SEV or the appraised value of the home
  • New home mortgage must be with Consumers
  • Appraisal fee (if required) and application fees will apply
0% Down. No PMI. or 3% down/low PMI HomeReady™ options

These low and zero money down mortgage options are especially perfect for first-time home buyers or those wanting to keep some money in their pockets for new furniture, paint or just a rainy day.

FHA Loans

Life isn’t perfect – bumps and bruises happen. If your credit isn’t perfect, an FHA loan just might make your day.

Hybrid Adjustable Rate Mortgages (ARMs)

Hybrid ARMs offer a cheaper way for borrowers who don’t plan on living in one place for very long to buy a house at a lower than standard fixed rate for various terms.

Investment Properties

10% down on single-family homes and 20% down on 2-4 units

Low-Rate ARM

Low-rate ARMs offer a cheaper home loan option for borrowers who don’t plan on living in one place for very long.

VA Loans

We honor our active military and veterans by offering a no down payment path to homeownership. Additional benefits include fixed rate, no prepayment penalties or PMI; the allotment of gift funds up to 100%; and an up to 100% cash out refinance option. Apply Now

Other customized solutions

With local servicing, processing and underwriting, we’re willing to make your dreams of homeownership come true with flexible home financing options:

  • Non-traditional, non-conforming properties
  • Large acreage
  • Non-warrantable condos – up to 95% LTV
  • Self-employed borrowers
  • Jumbo financing
  • Unique credit profiles
Construction Loans

Interested in a construction loan? With a one-time closing, we make the process easy.

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Refinance a Home

Refinancing your home mortgage can help you save money, consolidate debt or assist in managing a large purchase.

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Two young girls holding cardboard boxes on a front porch about to enter the door
Learn more about Mortgage Basics
Two young girls holding cardboard boxes on a front porch about to enter the door

Learn more about the mortgage process and find the documents you'll need to get started

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Find A Loan Officer

Get the help you need from the time you apply until closing paperwork is signed.

Meet Our TEAM

Savings Goal Calculator

Determine how soon that new house is going to be yours with our savings goal calculator.

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*Approval and rate may vary based on credit history, term and security offered. Other restrictions and fees may apply. Loan programs, rates, terms, and conditions are subject to change at any time without notice.