Tools to help you get flushed with funds!
Serious Interest Checking®

A Checking Account That Really Makes a Splash

Our Serious Interest Checking keeps your money flowing and rewards you for everyday spending! With a Serious Interest Checking® high interest checking account, you can earn 4.00% APY** on balances up to $15,000 when you have 12 posted debit card or credit card transactions per month, a $1,000 average daily balance, $1,000 minimum recurring monthly direct deposit and eStatements. That’s nearly $600 a year!

High Yield Checking Features:

  • High interest when you meet simple monthly habits
  • No monthly maintenance fees
  • 24-hour Online Banking
  • Custom alerts for balance and activity
  • Perfect for members who want their cash to rise instead of clog

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Liquid Savings Account

Savings That Flow With You

If your savings feel stuck, let this account get things flowing again. For a limited time, get a cool 0.50% APY** with a high earning savings account that isn’t all clogged up.

The Rundown:

  • Earn 0.50% APY* guaranteed for a year so long as you maintain a $2,500 minimum balance; limit $250,000
  • 24/7 account access through online and mobile
  • Unlimited deposits and withdrawals
  • Free automatic transfers (set up one-time or recurring transfers between your accounts)
  • Insured by NCUA up to $250,000

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*This sweepstakes is open to all legal U.S. residents 18 years of age or older. Limit one entry per person. Employees of Consumers Credit Union and their household members are not eligible to win. Must follow Consumers Credit Union on facebook and submit video entry to be eligible. Entry period ends 11:59 p.m. 11/30/26. Winners will be drawn at random on or about 12/1/2026 and contacted via phone or email. The odds of being selected depend on the total number of eligible entries received. Information collected from entrants is subject to Consumers’ privacy policy found on its website. Offer subject to change without notice.  “All taxes on any prize won are the sole responsibility of each winner. Federally insured by NCUA

**Reward qualifications: APY = Annual Percentage Yield. To qualify for the monthly high interest reward (4.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 12 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) maintain at least a $1,000 average daily balance in the account, (3) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (4) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 4.00% APY will apply to balances $15,000.00 and below; 0.01% APY will apply to balances of $15,000.01 or more. Each interest rate will apply only to the portion of the account balance that is within the specified range. The APY shown on your monthly statement will reflect interest earnings for your entire balance. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Serious Interest Checking Accounts in which reward qualifications are not met will earn 0.01% APY for the entire balance. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates accurate as of April 3, 2026, are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number. 

Click here for Fee schedule.