Financial @Work Wellness
Digital Financial Wellness Services
Lear Corporation and Consumers Credit Union are coming together to help you with virtual financial resources. Below you’ll find education, individual financial wellness information and exclusive offerings.
Setting up an account is simple and quick, including the direct deposit of your paycheck.
Contact Scott Open an Account
From opening your first checking account to loans and credit cards, we’ll get you up to speed on money fundamentals.
Your biggest investment comes with a big learning curve. So, here, we’ll give you tons of information on mortgages, homeownership and more.
Saving is all about looking ahead. Here, we sharpen your vision with guidance on savings accounts, college funds and how to reach your retirement goals.
Creating a budget and understanding credit scores and their impact is key to healthy, debt-conscious money management.
Personalized Financial Lesson Plan
LEARN MORE- Simple Checking
- 4.00% APY* Serious Interest Checking®
- $500 Mortgage Incentive**
- At Your Service and Advanced Medical Mortgage programs
Do you have financial questions? Contact our knowledgeable Consumers @Work Manager Scott Dobson to set up a virtual or in-person appointment. He’s here to help you with your financial well-being!
Additional member benefits
Local companies honor discounts and services to Consumers members. All you need to do is show your debit or credit card upon purchase.
Wherever your travels take you, enjoy convenient access to your cash through the surcharge free CO-OP ATM network. With 30,000+ CO-OP ATMs throughout the U.S. and more than 200 here in West Michigan alone, it’s easy to avoid unnecessary ATM fees with an account at Consumers.
Our team makes financial education fun! Check out our upcoming seminars.
Our TellerPlus+ stations in our drive thrus (and some offices) function as ATMs plus give you access to a remote teller who would serve you just like being in an office. Features include the following:
- Service from real people (just through a screen) who work locally in West Michigan
- Complex transactions made easy – cash your check, get cash advances, make loan payments, do transaction research and the normal stuff you’d do in an office.
- Extended drive-thru hours – Monday – Friday, 9 a.m. – 7 p.m.; Saturday, 9 a.m. – 1 p.m.; ATM functionality (24/7)
- Printed receipts including images of your deposited checks
*Reward qualifications: APY = Annual Percentage Yield. To qualify for the monthly high interest reward (4.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 12 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) maintain at least a $1,000 average daily balance in the account, (3) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (4) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 4.00% APY will apply to balances $15,000.00 and below; 0.01% APY will apply to balances of $15,000.01 or more. Each interest rate will apply only to the portion of the account balance that is within the specified range. The APY shown on your monthly statement will reflect interest earnings for your entire balance. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Serious Interest Checking Accounts in which reward qualifications are not met will earn 0.01% APY for the entire balance. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates accurate as of January 2, 2025, are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
** Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Rates, terms, and conditions may vary based on credit worthiness, qualifications, and collateral conditions. $500 offer only eligible to members who are currently employed by a Consumers @Work partner on a 1st lien mortgage for the purchase of an owner occupied home. Eligible candidates must be enrolled in and receive monthly mortgage and deposit eStatements. $500 will be credited to your account when 30 days of meeting qualifications and loan closing. Loan must be closed by December 31, 2025.
