Home improvements that add value to your home


Two people holding a piece of wood and driving a screw into it during a home improvement project.

Whether you want to sell or simply take care of the investment you’ve made in your home, here are some of the best ways to add value.

Gone are the days when homeowners could count on getting 100% ROI for projects like remodeled kitchens and baths. The rise in real estate and construction prices means homeowners often get back less than what they put into their house. Still, many projects are worthwhile because they enhance your quality of life and make your home more attractive to buyers. Here are projects that produce the best ROI.

Kitchen and baths

Updated kitchens and baths are perennially at the top of the list for good ROI. Just be sure to keep the upgrades in line with the house and the neighborhood standards. Decide if you really need all the bells and whistles. Most often, you’ll do better with midrange features than with super-luxe ones that you may not use or future buyers won’t want to pay for.

Home maintenance

A properly maintained home is more important than having the hottest kitchen or bath. Not only will maintaining the roof, siding and foundation ensure that your home remains structurally sound, but these home improvements also increase curb appeal.

Energy efficiency

Unless you go fully off the grid, utility bills are a fact of life. Lower monthly gas, electric and water bills from high efficiency appliances and added insulation translate into long-term savings. Plus, potential buyers see them as a way to keep their expenses down compared to a home without energy-saving features.

Outdoor living spaces

Adding an outdoor living space increases your home value, too. In general, a deck will produce a higher ROI than a patio.


If big-budget projects are out of reach, fresh paint can do wonders to make an outdated décor fresh and appealing.

Deciding on a project

When you’re deciding which projects will most improve your home’s value consider these two things:

  • how long you’ll be in the house
  • what potential buyers will want

Have a conversation with a real estate professional or contractor who knows your area. Find out what’s trending and what really attracts local buyers.

If it’s energy efficiency you’re after, check with the utility companies to see if there are rebates available. Also, see if your energy-saving project qualifies for a tax credit.

Financing your home improvement

When you’re ready to start the home improvements that will boost your home’s value, talk to a Consumers loan officer about a personal or home equity loan. We’re here to help!

Consumers helps more than 1,000 members finance land, first and second homes, and home improvement projects each year. When you need a mortgage or home equity line of credit, call us at 800-991-2221. We’re here to help you get the home of your dreams!

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