Resources and special programs for first-time home buyers can get you into the house of your dreams.

Many people dream of homeownership, but these days that goal can seem elusive. Often, they’re not aware of products and services that can help get them into the home of their dreams. Take a look at these resources and special programs designed to help first-time buyers.

Get up to speed on the mortgage process

Technically, the mortgage process starts when you submit a loan application. However, there are some key dos and don’ts that could be helpful to know about before you begin shopping for a house or apply for a loan. Check out the Consumers Mortgage Toolkit so you know what to expect throughout the entire mortgage process.

You can buy a home with nothing down

Gone are the days when a 20.00% down payment was needed to buy a home. At Consumers, we offer loans with 0% down. We also offer other Consumers loans that require just 3.00% down.

Programs for certain service workers

Members who work in medical fields are eligible for special mortgage deals with 0% down and no private mortgage insurance (PMI) on loans up to $750K. Plus, the Consumers At Your Service Mortgages for full-time police officers, firefighters, EMS providers, teachers and RNs have no lender fees for even greater savings.

Opting for new construction

For first-time home buyers who prefer to build a new home, it’s important to know that typical construction financing requires two loans: the construction loan and the mortgage. The Consumers construction loans streamline the process with simpler paperwork and just one closing fee for both loans, which can mean additional savings in the range of thousands of dollars.

Get personal guidance

No matter where you are in your homebuying journey, our team of experienced Consumers mortgage loan officers are here to help. Contact us to get personalized answers to all your mortgage questions.