Receiving an international wire transfer


Two men wearing blue suits referring to a laptop on a wooden table next to clipboards with invoices.

Technology has brought the world together like never before. Receiving money from people in other countries has become commonplace.

When someone needs to wire money to you from another country, it is important to make sure you give the sender all the information they need. If the information they have is incomplete or wrong, it could delay the money by days or weeks.

Don’t worry, we’re here to help you with the details! Anyone sending money will need the following information from you:

  • Institution Name: Consumers Credit Union
  • Address: 7200 Elm Valley Drive, Kalamazoo, MI 49009
  • Your full name (as Beneficiary of the wire transfer)
  • Type of account: Checking or Savings
  • Account Number: Full 10-digit account number

And that’s it! Please see our Schedule of Fees for a list of wire transfer fees.

Please note Consumers Credit Union is only equipped to receive MT999 messages through the SWIFT network and does utilize an intermediary bank.

If you have any questions about international wire transfers, please stop in to your local office or call us at 1-800-991-2221. 


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  1. nicolson Andre says:

    I see only that you guys mentioned about receiving money…
    What about sending money?

    • ConsumersCU says:

      Good morning, we can absolutely help you set up an international wire transfer to send money. You will need to stop by one of our offices in person. Make sure you have the SWIFT code for the receiving bank as well as the recipients account number or IBAN (depending on the country) and the recipients physical address.

  2. Kevin Brown says:

    Do you have any International wire fees? What are they?

  3. James Thomas says:

    I have an account at consumers credit union Gurnee, IL 60031 Is this info applicable to that branch too
    I have to transfer certain amount to this bank

  4. Salam says:


    I’m currently living overseas but have an account with consumers credit union located in Illinois. Are you the same bank? I’m asking as the one in Illinois doesn’t have a swift code but only a routing number. Will the swift code of your bank work for the one in Illinois?

  5. Jeffrey Kurtz says:

    When receiving euros in a wire transfer, what exchange rate do you use?

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