*This contest is open to all legal U.S. residents 18 years of age or older.  Employees of Consumers Credit Union (Consumers) and their household members are not eligible to win. No purchase is necessary to enter. Entries must be received by the end of the contest. After the contest, the sponsor will select one winner at random. Limit one entry per person per event. The odds of being selected depend on the total number of eligible entries received. Winners will initially be contacted via phone or email. Information collected from entrants is subject to sponsor’s privacy policy. Offer subject to change without notice. Contestants are only eligible to win one prize per calendar year.

**APY = Annual Percentage Yield. APY is accurate as of January 31, 2024. $1,000 opening deposit and minimum balance required. $250,000 maximum deposit per member. Municipal, business and IRA funds are not eligible. During the term of the CD, you may make additional deposits into this account. The method for additional deposits may be limited to in-office transactions or Online Banking transfers. The balance in your account cannot exceed $250,000 excluding interest. Withdrawals prior to maturity are subject to an early withdrawal penalty fee. Fees may reduce earnings. Limit one promotional account per member number. Federally insured by NCUA.