Consumers Credit Union

Online Banking

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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839


Sign up today by simply logging into Online Banking, then selecting Alerts and Notifications from the My Settings menu.


Download our
How-To Guide

Your accounts are a quick text message away with Text Message Banking.


  • What is Text Banking?


    Text message banking from Consumers Credit Union is an easy and convenient way to access your accounts almost anywhere. This secure service allows you to view your account balances and activity right from your mobile device or cell phone, just a quick text message away.


    It's also free! Just send a text message to the six-digit U.S. short code 454545 and we will text you back with your account information. There is no charge for Text Banking, only standard wireless carrier charges apply.

    All you need is a checking or savings account to activate the service and a mobile device or cell phone with the ability to send and receive text messages. Once your phone is activated, you'll establish nicknames and use the short code to send us your text. Free Text Banking works with all major mobile providers in the U.S.


    Now your account information is only a text away … just add 454545 to your contact list. You’ll receive the information you need, fast!



  • Getting Started


    Sign up today by simply logging into Online Banking. From the homepage, click My Settings in the upper right corner of your screen. Next select Alerts and Statements under the My Settings menu. In the Alerts and Notifications window, you will see Text Message Banking. Click Start Text Banking Now or call 800.991.2221 for help setting up Text Banking. Not set up for Online Banking yet? Click here to learn how you can set up your account.


    Click to Download our how-to-guide for Text Message Banking


  • Commands


    bal (nickname)
    BAL will return the balance of every account with a nickname assigned. If you provide a nickname, only that account's balance will be returned. Note: Available Balance for deposit accounts is the balance of funds available for withdrawal or transfer; certain pending transactions, such as deposits that contain checks, may not be immediately available and wouldn't be included in the available balance.

    See your last 5 transactions.

    Transfer funds to your primary (pre-designated) account.

    Deactive your service.

    Keywords for help.




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