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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839

Credit Cards

Credit Cards for the Way You Live, Work and Play

Choose from a credit or debit card to help you save money or earn rewards both for your home and business. New look! Flat cards!

PLAY Consumers Rewards Credit Card LIVE Consumers Credit Card WORK Consumers Business Rewards Credit Card

rewards credit  |  You work hard for your money, and you manage it well—you deserve to be rewarded! With your Consumers Rewards MasterCard® you get to choose how to redeem the points you earn while making your everyday purchases. What’ll it be this time—gift cards to your favorite shops? Travel? Merchandise? It’s up to you.


What Rewards are available? >>

What are my other card benefits? >>

LOW RATE credit  |  Every dollar matters to you. Your Consumers Low Rate MasterCard® brings you our best value to help you save on your purchases. Our cards charge no annual fees or balance transfer fees, saving you even more.


What are my card benefits? >>

business rewards credit  |   You work hard for your business—reap the rewards! A Consumers Business Rewards MasterCard® is one more way your business can earn for you. In addition to helping you manage your expenses and streamlining your purchases, you’ll earn points on all of your daily expenditures that you can redeem for gift cards, travel, merchandise, and more.


What Rewards are available? >>

What are my other card benefits? >>



Traveling internationally? Click here to read our blog post and plan ahead to use your debit or credit card.


MasterCard SecureCode

*.99% APR for balance transfers made 1/1/15-3/31/15. The .99% APR rate is good for 6 billing periods from the date of each transfer. After, unpaid balances revert to standard variable card rate (8.99%-21.99% APR). Balance transfers process as cash transactions, incur finance charges immediately. Interest will also be charged on purchases as of the transaction date if the entire statement balance, including the total amount subject to a promotional APR, is not paid by the due date each month. The min payment applies to lowest rate balances first. Payments exceeding the min payment due each billing period apply to balances with high APRs prior to low APRs. Current Consumers credit card and loan balances ineligible for transfer. No rewards points on transferred balances. For details, see your credit card agreement. Approval subject to credit review. Promo rates/fees/terms subject to change, may end at any time. Your standard APR is based on a periodic review of your account/credit history and may vary with the market based on Prime Rate. Refer to your truth-in-lending statement.


Click for Credit Card Terms and Conditions.

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