7-month CD Features
  • 4.75% APY*, 7-month CD
  • Invest as little as $1,000 up to $250,000
  • Limit one per member
  • New money only
  • Personal members, as well as IRAs and trusts, and businesses; municipalities not eligible
Plus, you'll get ...
  • Interest compounded monthly
  • Notices sent 30 days from maturity date so you can plan where to invest next
  • 24/7 account access through online and mobile

*APY = Annual Percentage Yield. APY is accurate as of November 10, 2026. $1,000 opening deposit and minimum balance required. $250,000 maximum per member. Municipal funds and funds currently on deposit with Consumers not eligible. CD must be opened at our Saugatuck/Douglas, Galesburg, Marshall and/or Lansing offices. Withdrawals subject to an early withdrawal penalty fee. Fees may reduce earnings. Limit one promotional account per member number. Federally insured by NCUA.