13-month CD Features
  • 4.30% APY*, 13-month CD
  • Invest as little as $1,000 up to $250,000
  • Limit one per member
  • New money only
  • IRAs, trust, business, municipalities and funds already on deposit with consumers not eligible
Plus, you'll get ...
  • Interest compounded monthly
  • Notices sent 30 days from maturity date so you can plan where to invest next
  • 24/7 account access through online and mobile

*APY = Annual Percentage Yield. APY is accurate as of November 10, 2026. $1,000 opening deposit and minimum balance required. $250,000 maximum per member. Municipal funds and funds currently on deposit with Consumers not eligible. CD must be opened at our Saugatuck/Douglas office. Withdrawals subject to early withdrawal penalty. Fees may reduce earnings. Limit one promotional account per member number. Federally insured by NCUA.