TPO Connect

Seamless Loan Applications from Submission to Funding

Third Party Origination (TPO) Connect is a website that integrates directly to the Ellie Mae Encompass system so that you can submit loans to Consumers with ease.

Helpful resources and tools are also available, including product guidelines, rate sheets, forms and income calculators.

BROKER PORTAL LOG IN

The Process | Submitting Your Borrower’s Application

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Step #1 - Upload Fannie Mae 3.4 File

Import the 3.4 file to the TPO Portal. Review loan information and save in the Portal to generate loan number.

Step #2 - Order or Re-issue Credit

Select your credit provider to order a new report or re-issue a previously pulled report using the report’s reference number.

Step #3 - Product & Pricing

Product and pricing is handled through Optimal Blue. Once product eligibility is determined, register or lock the loan.

Step #4 - Upload Required Documentation

Upload all required documents to submit to underwriting for review.

Step #5 - Submit Your Loan

Submit loan through the Portal. Following the submission, the Portal will allow you to check for important updates and track the milestone status. Consumers Credit Union requires a signed intent to proceed from the borrower prior to ordering the appraisal.

*Loans submitted after 2:00 p.m. will be logged as the next business day.

TPO Portal

View and manage
your pipeline

Access loan programs
and information

Receive approvals and track your loan status

View disclosures, uploaded conditions, appraisals, etc.

TPO Product Guides

Get more detailed information about some of our key loan products.

0% Down Payment

Recreational Land Loan

Advanced Medical

At Your Service

Buildable Lot Loans

Non-Warrantable Condos

Portfolio Product Mix

Investment Properties

0% Down Payment

0% down is especially perfect for first-time home buyers or those wanting to keep some money in their pockets for new furniture, paint or just a rainy day.

Learn More

Recreational Land Loan

If you’re looking to purchase more than 40 acres for recreational use with no intent to build, this loan option may be for you. It requires 25%** down on an aggressively low fixed rate over 30 years.

Learn More

Advanced Medical

As a way to say thank you for your service, we are offering special mortgage deals for our members who work in the medical field! Eligible members include contracted full-time MDs, DOs, PAs, NPs, CRNAs, and DMDs!

Learn More

At Your Service

As a way to say thank you for your service, we are offering special mortgage deals for our members who work in the public service! Eligible members include full-time police officers, firefighters, EMSs, teachers, and RNs.

Learn More

Buildable Lot Loans

This is a good option for those looking to finance a lot purchase with the intent to build. These loans put new home construction within reach for many Consumers members.