Special Needs Planning
Confidence in Your Loved One's Future
Serving the special needs community is an extension of Consumers Credit Union’s vision and mission to help all Americans achieve their life’s goals for today and retirement. That is why we are focused on delivering access to special needs financial planning to help advance the financial well-being of those with special needs or disabilities and their caregivers.
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CFS* Investment Advisor John Shubert's Special Needs Story
I have endured the daily challenges of having a daughter with special needs, Avery, and have a tremendous amount of empathy towards families with special needs children. Avery struggles with high anxiety disorder, processing disorder, and other learning challenges. At an early age, we were told by educators that Avery would face educational challenges due to her learning disabilities.
It can be an emotional journey and I have been blessed with understanding the future planning for Avery. I refuse to give up and will continue to provide the resources available to Avery so she can lead a better life. Unfortunately, most families don’t have the financial expertise and educational comprehension to guide their special needs children through these unquestionably difficult encounters. Avery inspires me to be a better father, but also, I believe it is my professional journey to provide a wealth of knowledge to assist families in need.
Providing the care and support for yourselves and your loved one with disabilities or special needs is a life-long commitment. My goal is to help you navigate your journey and knowing that you can feel more confident with yours and your loved one’s future.
Financial Planning Services for Special Needs & Disabilities
- ABLE Accounts: Tax saving investments for managing disability-related expenses
- Special Needs Trust Investment Strategies
- Maximizing Employer Benefits
- Comprehensive Life Care Plan
- Establishing a Letter of Intent
- Identifying All Financial Resources, including government benefits
- Connecting with Special Needs Attorney’s for Estate Planning
- Managing Care & Financial Needs when Your Child Reaches 18
- Legacy Planning for Your Special Needs Children
Our comprehensive calculators can help you make smarter, more-informed decisions.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
